IDFC FIRST Bank Credit Cards
Discover IDFC FIRST Bank's range of credit cards with exceptional rewards, cashback, and lifestyle benefits
Compare IDFC FIRST Cards
IDFC FIRST Bank
FIRST Cashback+
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CARD HOLDER
ALEX JOHNSON
EXPIRES
08/26
Featured IDFC FIRST Credit Cards
Find the perfect IDFC FIRST Bank credit card that matches your lifestyle
FIRST Cashback+
Annual Fee
₹0
Welcome Benefit
₹500 Cashback
Reward Rate
1.5% unlimited cashback
Key Benefits
- 1.5% unlimited cashback on all spends
- Zero forex markup on international transactions
- Fuel surcharge waiver up to ₹200/month
- Lifetime free card with no conditions
FIRST Select
Annual Fee
₹499 + GST
Welcome Benefit
2,000 Reward Points
Reward Rate
6 points/₹100
Key Benefits
- 6 reward points per ₹100 spent
- 10X rewards on select merchants
- Buy 1 Get 1 movie ticket on BookMyShow
- Fuel surcharge waiver up to ₹250/month
FIRST Wealth
Annual Fee
₹2,999 + GST
Welcome Benefit
5,000 Reward Points
Reward Rate
10 points/₹100
Key Benefits
- 10 reward points per ₹100 spent
- Complimentary airport lounge access
- Zero forex markup on international transactions
- Milestone benefits up to ₹10,000/year
Compare IDFC FIRST Credit Cards
Find the best IDFC FIRST Bank credit card that suits your lifestyle and spending habits
| Card Name | Annual Fee | Rewards | Best For | Action |
|---|---|---|---|---|
|
FIRST Cashback+
Unlimited Cashback
|
₹0
Lifetime free
|
1.5% unlimited cashback
No minimum spend requirement
|
Everyday Spends
|
Apply Now |
|
FIRST Select
Rewards
|
₹499
+GST (Waived on spending ₹1.5L/year)
|
6 reward points per ₹100 spent
10X rewards on select merchants
|
Shopping & Entertainment
|
Apply Now |
|
FIRST Wealth
Premium Lifestyle
|
₹2,999
+GST (Waived on spending ₹5L/year)
|
10 reward points per ₹100 spent
Complimentary airport lounge access
|
Travel & Luxury
|
Apply Now |
|
FIRST Miles
Travel
|
₹1,999
+GST (Waived on spending ₹3L/year)
|
8 reward points per ₹100 spent
2X rewards on travel bookings
|
Travel & Dining
|
Apply Now |
|
FIRST Classic
Entry Level
|
₹0
Lifetime free
|
1 reward point per ₹100 spent
Fuel surcharge waiver up to ₹100/month
|
First-time Credit Card Users
|
Eligibility Criteria
Check if you're eligible for an IDFC FIRST Bank credit card
For Salaried Individuals
- Age: 21 to 65 years
- Minimum income: ₹15,000 per month (varies by card type)
- Employment stability: At least 6 months with current employer
- Good credit history with a CIBIL score of 700+
- Valid PAN card and address proof
For Self-Employed Individuals
- Age: 21 to 65 years
- Business stability: At least 2 years in current business
- Minimum annual income: ₹3 lakhs (varies by card type)
- Good credit history with a CIBIL score of 700+
- Valid PAN card, business proof, and address proof
Documents Required
Documents needed to apply for an IDFC FIRST Bank credit card
Identity Proof
- Aadhaar Card
- PAN Card (Mandatory)
- Voter ID Card
- Driving License
- Passport
Address Proof
- Aadhaar Card
- Utility Bills (not older than 3 months)
- Passport
- Rental Agreement
- Bank Statement with address
Income Proof
- Last 3 months' salary slips
- Form 16 or IT Returns (last 2 years)
- Bank statements of last 6 months
- Employment ID Card
- Appointment Letter
Frequently Asked Questions
Find answers to common questions about IDFC FIRST Bank credit cards
Ready to Get Your IDFC FIRST Bank Credit Card?
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