Own Your Dream Home with Home Loans

Competitive interest rates and flexible repayment options to make your dream home a reality

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Why Choose Our Home Loans?

Tailored home financing solutions to meet your needs

Competitive Interest Rates

Enjoy interest rates starting from 6.70% per annum

Long Repayment Tenure

Flexible repayment options with tenure up to 30 years

Minimal Documentation

Simple documentation process with digital verification

Quick Approval

Get your loan approved within 2-3 business days

No Hidden Charges

Transparent fee structure with no hidden charges

Tax Benefits

Avail tax benefits under Section 80C and 24(b) of the Income Tax Act

Types of Home Loans

Choose the right type of home loan that suits your requirements

Home Purchase Loan

Loans for purchasing a ready-to-move-in house, apartment, or villa

  • Loan amount up to ₹5 crores
  • Tenure: Up to 30 years
  • Interest rate: 6.70% - 8.50% p.a.
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Construction Loan

Loans for constructing a house on a plot of land you already own

  • Loan amount up to ₹3 crores
  • Tenure: Up to 25 years
  • Interest rate: 7.00% - 8.75% p.a.
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Home Renovation Loan

Loans for renovating, extending, or repairing your existing home

  • Loan amount up to ₹1 crore
  • Tenure: Up to 15 years
  • Interest rate: 7.50% - 9.00% p.a.
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Home Loan EMI Calculator

Calculate your monthly EMI based on loan amount, interest rate, and tenure

₹1 Lakh ₹25 Lakhs ₹1 Crore
6.5% 7.5% 12%
1 Year 20 Years 30 Years

Loan Summary

Monthly EMI

₹20,265

Total Interest Payable

₹23,63,600

Total Amount Payable

₹48,63,600

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Eligibility Criteria

Check if you're eligible for a home loan

For Salaried Individuals

  • Age: 21 to 65 years at the time of loan maturity
  • Minimum income: ₹25,000 per month
  • Employment stability: Minimum 2 years of work experience with at least 1 year with current employer
  • Good credit history with a CIBIL score of 750+

For Self-Employed Individuals

  • Age: 21 to 65 years at the time of loan maturity
  • Business stability: Minimum 3 years in current business
  • Minimum annual income: ₹5 lakhs (as per latest ITR)
  • Good credit history with a CIBIL score of 750+

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Frequently Asked Questions

Find answers to common questions about our home loans

Ready to Own Your Dream Home?

Apply for a home loan today and get the funds you need to make your dream home a reality

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