Unlock the Value of Your Property with Loan Against Property

Get a high-value loan at attractive interest rates by leveraging your residential or commercial property

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Why Choose Loan Against Property?

Leverage your property to meet your financial needs

High Loan Amount

Get up to 70% of your property's market value as loan amount

Lower Interest Rates

Enjoy interest rates starting from 8.50% per annum

Longer Tenure

Flexible repayment options with tenure up to 15 years

Flexible End Use

Use the loan amount for business expansion, education, wedding, or any other purpose

Minimal Documentation

Simple documentation process with digital verification

Tax Benefits

Avail tax benefits on the interest paid if the loan is used for business purposes

What Can You Use a Loan Against Property For?

Our loans can be used for various purposes

Business Expansion

Fund your business growth plans with a high-value loan at competitive interest rates

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Higher Education

Fund your children's higher education in India or abroad with a low-interest loan

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Wedding Expenses

Fund your dream wedding without compromising on your special day

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Debt Consolidation

Consolidate your high-interest debts into a single low-interest loan

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Medical Expenses

Cover high medical expenses without compromising on quality healthcare

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Property Purchase

Fund the purchase of another property or land for investment purposes

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Loan Against Property EMI Calculator

Calculate your monthly EMI based on loan amount, interest rate, and tenure

₹5 Lakhs ₹25 Lakhs ₹1 Crore
8% 9.5% 14%
1 Year 10 Years 15 Years

Loan Summary

Monthly EMI

₹32,267

Total Interest Payable

₹13,72,040

Total Amount Payable

₹38,72,040

Eligibility Criteria

Check if you're eligible for a loan against property

For Salaried Individuals

  • Age: 25 to 65 years at the time of loan maturity
  • Minimum income: ₹30,000 per month
  • Employment stability: Minimum 2 years of work experience with at least 1 year with current employer
  • Good credit history with a CIBIL score of 700+
  • Property should be legally clear and marketable

For Self-Employed Individuals

  • Age: 25 to 70 years at the time of loan maturity
  • Business stability: Minimum 3 years in current business
  • Minimum annual income: ₹5 lakhs (as per latest ITR)
  • Good credit history with a CIBIL score of 700+
  • Property should be legally clear and marketable

Apply for a Loan Against Property Now

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Frequently Asked Questions

Find answers to common questions about our loan against property

Ready to Unlock the Value of Your Property?

Apply for a loan against property today and get the funds you need for your financial goals